People come to music to not only hear good music but to feel good as well. Looking for tunes that brighten up your day, or take a good day to another level. The new song from BARDZ featuring Dan Turley called “Save Myself” is an impressive record that feels good to the soul.
BARDZ and Dan Turley come together and makes a smash that you can’t go without on the new song “Save Myself”. When you hit play, they get you invested right away, with the big time sound that can make any part of the world shake, as they bring you into their world filled with lights and grooves. The vocals are powerful enough to not only not get lost in the music, but be commanding in it’s approach to deliver the writing just right on this song full of appeal.
BARDZ featuring Dan Turley “Save Myself” is a commanding record, with a sound that can not to be stopped. It’s a music experience that makes you want to dive into the music, and become invested in these sure stars with a must hear sound the world will love.
Check out BARDZfeaturing Dan Turley“Save Myself” below and follow them on Instagram. Stay Global my Friends!
The world is moving faster than it has ever been. Constantly so many things are being put into the world, that doesn’t leave much room to slow down, but something always makes you slow down is a great ballad. A record that filled with emotion, that allows you to take time to feel. That real experience is what you get from Cap Carter on his new song “Relapse”.
Cap Carter puts his soul into the music on his new song “Relapse”. This song captures the art of ballads perfectly, with it being filled with pure emotion that resonates with the listener. The production sets the tone masterfully with an acoustic piano approach that builds, throughout well to bring more life to the brilliantly written story. Vocally Cap gives his all and you feel the passion and desire in each note to make it a soulful experience like no other.
Cap Carter’s “Relapse” is a amazing record that shows the full power of music. For every second he gives you more, than the next with a resonating message that keeps you engaged, with the conviction in his delivery that conveys emotions brilliantly. If you love good music and even more ballads, you will love everything about this special record.
Check out Cap Carter “Relapse” below and follow him on Instagram. Stay Global my Friends!
One of the most exciting things to hear in an artist’s music is them going for it. That music you hear and know they’re not being shy in their ambitious, as they put it all on the line to make the best music possible. It’s that type of music that makes you buy into an artist and 2012 Bid Adieu goes for it on his new song “Sanity”.
2012 Bid Adieu blends genres to make a masterpiece on his new song “Sanity”. The sound is instantly engaging as you hear so many different elements coming together, to make one cohesive sound that is undeniable. Vocally he has amazing presence, that makes this record even more commanding, while he delivers his strong writing to show the full scope of his artistry for the world to enjoy.
2012 Bid Adieu’s “Sanity” is an incredible record that’s packed with creativity and innovation, to make your imagination run wild. It embodies the true art of music, with a polarizing piece that people can dive into and explore the many possibilities of where the song can take you.
Check out 2012 Bid Adieu “Sanity” below and follow him on Instagram. Stay Global my Friends!
A genre that people go to like no other to feel good is R&B. The genre known for soulful melodies, and vibes that feel like a getaway after a long day. It’s for that reason why this genre has lasted the test of times, with people getting an experience like no other. That same feeling is what you will love about Sunny’s new song “Apollo”.
Sunny shows off her masterful tone to make something special on the new song “Apollo”. The vibes in the music is something blissful, with each groove and melody working in perfect harmony, to make something the people can’t go without. The writing is amazing in it’s articulation, and delivered just right by her vocals that melts the listener, for every second she delivers on this amazing record.
Sunny’s “Apollo” is an incredible record by an incredible artist with unlimited potential. She shines in every category musically on this work of art, on her quest to make the best music possible. From the smooth production, soulful vocals, and great writing she gives her all to the listener in a real to make something enjoyable for everyone.
Check out Sunny “Apollo” below and follow her on Instagram. Stay Global my Friends!
Music is and always will be a thing of trends. Artists trying different things to stay on the wave of what’s hot. As much as that is true, nothing beats hearing creatives shoot for just making the best music possible. That music you hear and know they dared to be great and shown high level of innovation in the tunes. That type of music is the true backbone of the culture and Whyen and Juli-Ane come together to do that on the new song “Flying High”.
Whyen and Juli-Ane come together to make a creative sound like no other on the new song “Flying High”. The title fits the music perfectly, with a song that makes you float on air as soon as you hear it. The production sets a masterful tone with a breakbeat approach to the percussion, that is match made in heaven with the dreamy pads, and vocals that melt you with every note.
Whyen and Juli-Ane’s “Flying High” is the type of record that shows the magic of music. That thing that happens when every element works together in perfect harmony, to make one cohesive sound that you can’t do without. If you love hearing amazing creative music, you will love every second of this must hear record.
Check out Whyen andJuli-Ane “Flying High” below and follow them on Instagram. Stay Global my Friends!
Happy Monday!!! Hope everyone had a good weekend and ready to start the week fresh. If you need the music to get your week started right, we’ve got you covered in a real way with the new song from Atomics called “Waste My Time”
Atomics delivers fresh and exciting music on his new song “Waste My Time”. The music has that high energy that’s infectious in the production that drives this record perfectly, to the listener with an engaging vocal performance by Atomics that not only shows his high talent level, but his mastering of making music that the world wants to enjoy.
Atomics “Waste My Time” is impressive music to the fullest. He wastes no time creating an out of this world experience, that will get people out of their seats, with a fun genre bending record that has unlimited replay value.
Check out Atomics “Waste My Time” below and follow him on Instagram. Stay Global my Friends!
An artist that is special, is an artist who won’t be denied. An artist who has that fearless energy to them, that you hear and know that they are destined to be on the top. That type of presence isn’t something that you come across often, but when you hear it you know it, and that’s what Soaky Siren has to her on her new song “Top Gyal”.
Soaky Siren goes for gold on her new song “Top Gyal”. Everything about this record is upper class, and done to a supreme level. As soon as you hear her, you feel her commanding presence, with an exhilarating approach to the music that’s exciting for every single second. This track isn’t just all flow, but a lyrical masterpiece with slick writing, in the verses that are complimented by the digestible chorus that makes it a hit for the masses.
Soaky Siren’s “Top Gyal” is that super incredible music, that one can’t turn away. Soaky shines like a true star, and someone who is destined to be on a superstar level. Everything clicks and comes together to make a work of art that is enjoyable musically, and amazing artistically to make it perfect.
Check out Soaky Siren “Top Gyal” below and follow her on Instagram. Stay Global my Friends!
When putting out an incredible record, it leaves everyone waiting to see what you will do next. Leaving everyone wondering if the standard set on the first listen, was a fluke or the norm from the talent. With Charmaine’s follow up to her record “BOLD”, she releases an exciting follow up with her new song “WOO!”.
Charmaine shows a high ceiling and unlimited potential on her new song “WOO!”. Her presence is super commanding and makes her an impossible talent to deny, with high energy in her flow that makes you feel her swagger, as she delivers supreme rhyming to show that she’s one of the most promising Hip Hop figures around.
Charmaine’s “WOO!” is that super dope Hip Hop that gives the culture more life to keep things going. She does everything right musically to make a song that’s digestible for the masses, while still showcasing high skill to make purists buy in completely. If you’re looking for amazing music to dive into, then get familiar with Charmaine’s new smash now!
Check out Charmaine “WOO!” below and follow her on Instagram. Stay Global my Friends!
You’re not alone if you’ve fallen out of the habit of balancing your checkbook because you trust your online banking statement to indicate how much money is in your account. Why do the math when the number is so accessible? This amount is not always accurate, though, because it might not reflect recent purchases or pending transactions.
As such, you might have tried to write a rent check with less money in your account than you believed. Your landlord attempted to deposit the check, but it bounced. Now you’re late on rent, and there’s a charge on your bank account that reads “NSF Fee – Item Returned.” You didn’t mail any packages that came back to you, so what does this fee mean, and why were you charged?
What are Returned Item Fees?
Your account’s charge is called a returned item fee, also known as a nonsufficient funds fee (abbreviated as NSF). It means you didn’t have enough funds in your checking account to cover your attempted transaction, and you don’t have overdraft protection.
WalletHub notes that NSF fees are fixed and vary between states, but they are usually between $27 and $35. Because they are set, you can incur a $30 fee for overdrawing your account with $700 in it if you try to write a check or make an ACH payment for $800. Likewise, your bank can charge you the same $30 if you try to buy groceries at the grocery store using a debit card for $50 with only $2 in your checking account.
Why do these fees exist? You’re not wrong to notice that they perpetuate the cycle of debt and poverty. The answer is in the name “returned item fee” — your bank is making you pay for the trouble of sending your money back to you. Your bounced check will be re-deposited into your account, but your bank won’t do it for free.
Can You Waive a Returned Item Fee?
It’s possible, but not common. It never hurts to call your bank’s customer service center and ask. The worst thing they can do is say no, and they may feel more inclined to help you out if you explain your situation or have never overdrawn your account before. The bank may not erase the charge entirely, but it’s always worth a shot.
How are NSF Returned Item Fees Different Than Overdraft Fees?
You might be confused about the difference between an NSF returned item fee and an overdraft fee. Overdraft protection is a service you can opt into that allows you to overdraw your account when you have nonsufficient funds. If you had overdraft protection in our previous example, your bank would loan you the difference or pull from your savings account, your rent check would still go through, and your landlord would be none the wiser. Your bank would then charge you a comparable overdraft fee for using this service.
How to Avoid Returned Item Fees
How can you avoid having an “NSF Fee – Item Returned” charge in the future? Check out the following tips:
Access Your Money On Time
Maybe one reason you had less money in your account than you thought you did is because your paycheck was delayed. You depend on punctual deposits to pay your bills on time (or your bills are due before payday), but you’re afraid to ask your employer for an advance too often. In this case, you can use an app like Earnin[1] to access your pay when you want it and make payments. You’ll avoid a returned item fee, and you pay the app back without mandatory fees when your paycheck arrives.
Use a Backup Source
Link your checking account to a backup source of money, such as a savings account. You will likely have to pay an overdraft fee to pull from it, but this will hopefully be smaller than an overdraft fee for borrowing money or an NSF fee.
Take Advantage of Overdraft Protection
Overdraft protection can spare you from NSF returned item fees. However, be aware that there are caveats to this service. Your bank could report you to a debit bureau like ChexSystems if you rely on it too frequently, which could negatively impact your ability to open a new checking account in the future.
Turn on Low-Balance Alerts
Link your account to an app with low-balance alerts[2] or use your bank’s native feature. If your funds drop too low, an alert will notify you that you either need to replenish your account or avoid spending until further notice. Mint is an example of an app that enables low-balance alerts.
Budget Carefully
Besides making a significant amount of money, your next-best option to avoid returned item fees is to budget carefully. Make sure you balance your accounts and checkbook, so you know how much money you have at any given time. Your online banking statement and third-party apps can help, but it’s always good to be sure before you trust the number they display too quickly. Apps like GoodBudget and Cleo can help you manage your money wisely.
It’s not fun to see a returned item fee on your statement, but you can avoid them by keeping an eye on your financial status and using resources available to you.
Please note, the material collected in this blog is for informational purposes only and is not intended to be relied upon as or construed as advice regarding any specific circumstances. Nor is it an endorsement of any organization or Services.
[1] Restrictions and/or third party fees may apply, see Earnin.com/TOS for details
[2] Balance Shield cash out is subject to your available earnings and daily pay period max. Other restrictions and/or third party fees may apply. For more information visit earnin.com/TOS
Hip Hop is not only about great sounds. It’s also about bringing people together, and enjoying music to the fullest. Hip Hop pioneer Coolio embodies this and bridges the gap for the old school and new school on his new Tommy Boy release “Out Fa the Bag” featuring AI and C.L.A.Y.
Coolio is timeless on his new exciting record “Out Fa the Bag” featuring AI and C.L.A.Y.. The production sets the perfect tone, with nice bounce and 808’s that will make you move. They all step and embodies being masters of ceremony, as they control the listener with amazing rhyming, and major flavor in the flows to make this record connect on every level, to create an experience of Hip Hop you must be apart of.
Coolio Featuring AI & C.L.A.Y. “Out Fa the Bag” is an infectious record with unlimited replay value. The emceeing is impeccable, and brings a sound that’s digestible for the masses. It’s not only great emceeing, but an incredible record that is engaging and fun to take in, to make it a must hear body of work.
Check out Coolio Featuring AI & C.L.A.Y.“Out Fa the Bag” and follow them on Instagram. Stay Global my Friend!
This website uses cookies to improve your experience. We'll assume you're ok with this, but you can opt-out if you wish. Cookie settingsACCEPT
Privacy & Cookies Policy
Privacy Overview
This website uses cookies to improve your experience while you navigate through the website. Out of these cookies, the cookies that are categorized as necessary are stored on your browser as they are as essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may have an effect on your browsing experience.
Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information.
